Life Insurance
Looking for Life Insurance in Saginaw?
Life insurance is not only the cornerstone of a solid financial plan, but itโs hands down one of the most cost-effective ways to protect the people who depend on you financially.
What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?
Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
If all three, well, hopefully, you already have life insurance. Here are a few other reasons to have life insurance though:
- charitable donations
- pay federal death and estate taxes
- create an inheritance for your heirs
- pay final expenses
We make buying life insurance easy
At Safeguard Insurance Agency, we make the process of buying life insuranceย extremely simple.
We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
When purchasing life insurance there are a few things to consider. Do you wantย Term Lifeย Insurance orย Whole Life?
If you donโt understand the difference thatโs okay. Thatโs what weโre here for.
Life insurance is based on two main variables โ yourย age, and yourย health.
How much life insurance do I need?
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on theirย life insurance proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend onย you.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- how many children you have
- your future earnings potential
- whether or not youโre married
- spouses future earnings potential
- you and your spouseโs age
- amount of debt you have
How to get started on your Life Insurance quote
To get started on your quote,ย callย or use the form below to get started online.ย Either way weโll make the process simple!
Request Your Proposal Here
Are you ready to save time, aggravation, and money? The team of Safeguard Insurance Agency is here and ready to make the process as painless as possible. We look forward to meeting you!